By Paige Nash
Following an evaluation, the Property Insurance Association of Louisiana (PIAL) announced that the Bienville Parish Fire Protection District 6 changed their classification from a Class 5 to a Class 4. In the case of a PIAL rating, the lower the class, the better with Class 1 being the best.
PIAL is a private, non-profit association composed of all insurance companies licensed to write fire and certain coverages within the State of Louisiana. Founded by its member companies in 1888, PIAL has been in continuous operation for more than 130 years.
Chief Adrian Batchelor said, “The reduction in our PIAL rating is a result of a lot of hard work put forth by the volunteers, on-duty staff, and administration to do the best we can for the residents of the District.”
The PIAL grades the districts on a fire suppression rating schedule with various items considered and points of credit awarded. The total amount of points determines the classification for that area. They are graded on emergency communications, training, personnel, water supply, equipment, hydrants and more.
The recognized fire stations included in this recent grading are Station 1 in Bienville, Station 2 in Castor, Station 3 in Jamestown, Station 4 in Castor and Station 5 in Gibsland.
All of the properties located inside the boundaries of this area and within required distance of a recognized station will receive Class 4 rates. An improved rating could mean savings for home and business owners on their insurance premiums. The new rates became effective on February 1. Contact your insurance agent to find out if you are eligible.
The new rate will stay in place over the next five years, until the fire district receives their next evaluation in the year 2027.
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